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    Should You Split Your Term Insurance Cover?

    When you avail of more than one insurance policy, it is called a split policy. Splitting the insurance policy can help the insured with greater flexibility in planning their insurance cover.

    Should You Split Your Term Insurance Cover?

    How To Inflation-Proof Your Retirement Corpus?

    Inflation is working 24x7 to deplete your hard-earned savings. Inflation is the rate at which purchasing power of currency erodes. So, how to ensure that the retirement corpus that you have planned for your retirement remains inflation-proof?

    How To Inflation-Proof Your Retirement Corpus?

    4 Ways Senior Citizens Can Fight Loneliness

    People who have retired from work and their children working in a different city, are often at risk of getting into loneliness. Fighting loneliness becomes a challenging task for the seniors.

    4 Ways Senior Citizens Can Fight Loneliness

    What Is A Vote-From-Home Facility For Senior Citizens?

    The festival of parliamentary elections has begun in India, and the Election Commission of India has extended the vote-for-home facility for senior citizens. Do you know what a vote-for-home facility is and how it is going to help senior citizens?

    What Is A Vote-From-Home Facility For Senior Citizens?

    What Should You Consider In A Will If You Are Single?

    You can create a will to distribute the wealth you have accumulated during your lifetime after your death. What if you are single? Does a will still help? Yes, a will is highly recommended, even if you are single!

    What Should You Consider In A Will If You Are Single?

    How Can You Pay Loan EMIs With An SWP Plan?

    Wouldn’t it be better to use the return earned on your investments to repay your loan EMIs? A systematic withdrawal plan (SWP) can be used to repay the loan EMIs, but you first need to understand how to do it.

    How Can You Pay Loan EMIs With An SWP Plan?

    Which Health Gadgets Seniors Must Have At Home?

    Gadgets can make your life easier and more comfortable. There are many health gadgets available in the market that can help seniors with crucial assistance in keeping them fit and healthy.

    Which Health Gadgets Seniors Must Have At Home?

    Should Seniors Invest In SCSS Or Tax-Saving FDs?

    Senior citizens usually prefer low-risk instruments such as the Senior Citizen Savings Scheme (SCSS) and tax-saver FDs for tax benefits. However, they vary in features and benefits. So check their suitability as per your financial goals before choosing them.

    Should Seniors Invest In SCSS Or Tax-Saving FDs?

    5 Things You Must Do Before You Turn 60

    Financial life changes completely on crossing the age of 60, due to retirement from an active work life, increased dependence on retirement corpus and a change in risk-taking capacity. So, the age of 60 is often seen as a cut-off year to accomplish financially crucial things.

    5 Things You Must Do Before You Turn 60

    4 Ways To Set Things Right If You Default On Home Loan Repayment

    Usually, it’s advisable to close all your loans before you retire. After retirement, if you still have an outstanding loan and fail to repay the equated monthly instalments on your loan on time, it leads to a loan default. In the case of a home loan, a default can put retirees in a serious financial situation

    4 Ways To Set Things Right If You Default On Home Loan Repayment

    3 Health Insurance Mistakes That Every Retiree Should Try To Avoid

    Health insurance is important for everyone and it becomes more essential after one is retired. Certain health insurance mistakes can make it ineffective, especially when you have retired. So, it’s important to be aware of some crucial health insurance mistakes after retirement

    3 Health Insurance Mistakes That Every Retiree Should Try To Avoid

    Here’s How To Plan For Retirement In Your 50s

    The further you delay your retirement plan, the more difficult it will get for you to achieve your plan. So, if you are in your 50s and have not made your retirement plan yet, it’s probably the last chance to do it

    Here’s How To Plan For Retirement In Your 50s

    Here’s What To Do If You Suspect Fraudulent Transactions On Your Credit Cards

    Credit cards can be a handy tool for retirees as they can use them to meet their spending needs and also earn some valuable reward points at the same time. However, fraudulent activities against senior people are increasing by the day, and credit cards used by senior citizens are also being increasingly targeted. So, if a senior citizen becomes a victim of credit card fraud, here are the steps they need to follow

    Here’s What To Do If You Suspect Fraudulent Transactions On Your Credit Cards

    Here Are 4 Ways By Which Seniors Can Improve Their Credit Scores

    Whether you are young or a retired individual, you need a good credit score to make full use of your financial capacity. Usually, working people have several options and lots of time at hand to improve their credit score if it is not up to the mark, but can seniors too improve their credit score? Let’s explore

    Here Are 4 Ways By Which Seniors Can Improve Their Credit Scores

    3 Safe Investment Avenues With High Returns

    The return on investments is usually directly related to the risk involved in it. So, if you want higher returns, normally you have to take a higher risk as well. However, there are a few safe investment avenues that have the potential to offer high returns and they can be very attractive to senior investors, too

    3 Safe Investment Avenues With High Returns

    Here’s How To Lower Your Health Insurance Premium After Retirement

    A medical emergency can hit you anytime, but the chances increase as you grow older. However, with the increase in age, the premium on health insurance also increases, often putting an extra financial burden on senior people. So, is there a way for senior citizens to keep health insurance premiums in check as one grows older? Let’s explore

    Here’s How To Lower Your Health Insurance Premium After Retirement

    Does A Will Supersede Nomination?

    In legal parlance, a custodian does not own the assets but keeps the assets in his or her custody till the heir mentioned in the will or the eligible legal heir is identified for owning the asset.

    Does A Will Supersede Nomination?

    How Are Retirement Benefits Taxed?

    After retirement, you may stop working while your tax obligation may continue to exist. You can save taxes on retirement benefits, but it requires proper planning.

    How Are Retirement Benefits Taxed?

    How To Deal With Retirement Anxiety?

    Retirement is the start of a new journey that requires planning and has little scope for mistakes. So, people often get anxious as they don't know how to deal with the situation if things don't go as planned.

    How To Deal With Retirement Anxiety?

    How To Build A Rs 100 Million Retirement Plan?

    Do you want to retire rich? Not a big deal, provided you plan it well. If you plan to build a retirement corpus of Rs 100 million, you can do it with the right planning and timely execution.

    How To Build A Rs 100 Million Retirement Plan?

    3 Investments For Seniors With Low-Risk Appetite

    Seniors with a low-risk appetite may find it difficult to secure a positive real rate of return and may expose themselves to wealth erosion. So, they must choose the appropriate investment instruments.

    3 Investments For Seniors With Low-Risk Appetite

    How Can Your Retirement Corpus Beat Inflation?

    You may think that your retirement corpus would be sufficient for meeting your retirement goals, but there’s a high chance that you may fall short if you can’t beat inflation by a good margin!

    How Can Your Retirement Corpus Beat Inflation?

    How Many Years Of Retirement Should I Plan For?

    Running out of money after retirement can be scary because it can lead to financial distress, which is difficult to overcome. So, it's important to plan and figure out how many years of retirement would be sufficient for you.

    How Many Years Of Retirement Should I Plan For?

    How To Plan A Retirement Budget?

    What size of corpus would be sufficient for your retirement depends on how you have planned your retirement budget. So, it's important to plan the budget for your retirement carefully.

    How To Plan A Retirement Budget?

    How To Start A Retirement Plan At 30?

    You may be a financially independent person when you are working, but will you also remain a financially independent person after you retire? Well, that depends on how well you plan for your retirement

    How To Start A Retirement Plan At 30?

    What Is An Employer-Sponsored Retirement Plan?

    Explore the benefits of employer-sponsored retirement plans, such as the Employee Provident Fund (EPF). Comparable to the widely known 401(k) plan in the US, eligible employers contribute to this retirement plan. Learn More.

    What Is An Employer-Sponsored Retirement Plan?

    What Are Different Retirement Plans?

    After retirement, your financial goals will depend a lot on your expected cash flows from various investments. So, it's crucial to know about the different retirement plans available in the market.

    What Are Different Retirement Plans?

    How To Plan Your Retirement?

    There are several financial goals that one has to accomplish in one's life, but retirement is often the most challenging one. So, how to plan for retirement?

    How To Plan Your Retirement?

    5 Ways To Remain Healthy In Old Age

    Health is wealth; the older you get, the more meaningful this proverb becomes. Even if you have a huge wealth for retirement, it's meaningless if you are unhealthy. So, how do you remain healthy in old age?

    5 Ways To Remain Healthy In Old Age

    How Are Nominees Different From Legal Heirs?

    Sometimes, people are confused between nominees and legal heirs, and they have misconceptions that the nominee is someone who will inherit the investment after their death. However, the legal heir and nominee are separate entities in the eyes of the law.

    How Are Nominees Different From Legal Heirs?

    How To Start A Business After Retirement

    It takes enormous time and effort to build a business that creates a consistent stream of cash flows for your life. However, with some passion and directed effort, this is possible.

    How To Start A Business After Retirement

    When Should You Delay Your Retirement?

    As you get closer to the last leg of your life, you may want to spend quality time with your family and friends; however, in some situations, it may be more favourable for you to delay retirement.

    When Should You Delay Your Retirement?

    How To Return To Work After Retirement

    Work forms a major part of our lives. Hence, for many people, retirement is a nightmare. They look for some work to keep them busy. So, how do you get to work after retirement?

    How To Return To Work After Retirement

    Top 5 Loan Options For Senior Citizens

    There are many loan instruments available in the market, but each loan product has its own distinct features and applications. So, it’s important for senior citizens to choose the appropriate loan instrument in sync with their borrowing size and repayment capacity

    Top 5 Loan Options For Senior Citizens

    What Are The Main Features Of NPS?

    The National Pension System (NPS) has grown in popularity in recent times among all types of investors. Its most attractive features include tax deductions, inculcating investment discipline, etc.

    What Are The Main Features Of NPS?

    When And Why Should Seniors Take Financial Risks

    Senior citizens are usually suggested to avoid taking financial risks because they are usually not in a position to take risks because of age-related limitations. However, there are some situations when it is fine for them to take the risk. Here they are

    When And Why Should Seniors Take Financial Risks

    How Mutual Funds Can Help Build A Good Corpus

    Mutual funds have historically outperformed other traditional avenues of investment. So, it’s important to include them in your financial pan if you want to build a good corpus for your retirement

    How Mutual Funds Can Help Build A Good Corpus

    Why Do You Need An Emergency Fund After Retirement?

    Life is uncertain. It has its ups and downs. While ups make people happy, satisfied, and contended, downs are accompanied by loss, trauma, and financial distress. To sail over the downs, we need an emergency fund

    Why Do You Need An Emergency Fund After Retirement?

    Why A Steady Growth In Wealth Is Essential For Retirees

    Growth in wealth is essential not only for the young and those in their middle ages, but also for the retirees. It becomes more important for them, because there are fewer avenues to increase their wealth, and they also need to outpace the impact of inflation

    Why A Steady Growth In Wealth Is Essential For Retirees

    3 Common Money Mistakes To Avoid

    It becomes difficult to recover from your money mistakes once you cross the age of 50, and almost a Herculean task once you are in your 60s. So, it’s important to be aware of some of the important money mistakes lest you too end up making one

    3 Common Money Mistakes To Avoid

    Why Estate Planning Should Be A Continuous Process

    The financial journey is dynamic. With the passage of time, you may witness several changes in your family set-up, income, expenses, wealth and financial goals. You must ensure that appropriate estate planning is in sync with your changing financial journey to protect the interest of your loved ones

    Why Estate Planning Should Be A Continuous Process

    Senior Homes Cost More Than Regular Ones, But Offer Greater Value For Money

    Senior living caters to the specific needs of senior citizens. The property structure and the amenities are designed in such a way that it suits their needs. Such properties may cost a bit more than a regular home, but in terms of value for money, a senior citizen may find them to be of greater value

    Senior Homes Cost More Than Regular Ones, But Offer Greater Value For Money

    Investment And Insurance Schemes By Government For Elderly

    Having knowledge about the various schemes meant for the senior citizens can greatly benefit the seniors in terms of financial stability after their retirement. The government has also implemented a range of schemes specifically designed to provide regular income and support healthcare needs for senior citizens

    Investment And Insurance Schemes By Government For Elderly

    Senior Citizen FD Interest Rate Up To 9.6%

    Interest rates on senior citizen FDs have increased to as high as 9.6 per cent per annum, is it the peak of the interest rate cycle, or should you wait? A senior citizen FD investment strategy needs to be planned well to get benefit of interest rate hikes

    Senior Citizen FD Interest Rate Up To 9.6%

    3 Points That You Must Consider When Investing To Save Taxes

    Investing for a tax-saving purpose need not be a last-minute activity. Senior citizens can't afford to make a mistake in their tax-saving exercise. Understanding various options, selecting the right one, and putting in an appropriate amount should be the outcome of a well-thought-out plan.

    3 Points That You Must Consider When Investing To Save Taxes

    5 Things That Senior Citizens Must Mention In Their Will

    Over time, planning for the future becomes the topmost priority, especially for senior citizens. Estate planning becomes an important task, meant to be done with utmost care and alertness. Here are some important points that senior citizens should mention while writing a will.

    5 Things That Senior Citizens Must Mention In Their Will

    Must-Have Facilities To Look For While Choosing A Senior Home

    The set-up where senior citizen couple live alone in an apartment is growing rapidly as a large number of people are migrating from one city to another for better job prospects. Preference for senior living homes has increased among retirees looking for better care, comfort and security

    Must-Have Facilities To Look For While Choosing A Senior Home

    How To Repay Existing Home Loan After Your Retirement

    Usually, banks ensure that home loan tenure does not go beyond the retirement age of borrowers. However, in some cases, this may not be true. This is a tricky situation because you are no more earning a regular income.

    How To Repay Existing Home Loan After Your Retirement

    SCSS Vs PPF: What Suits Best For Senior Citizens?

    Senior Citizens Savings Scheme is specifically designed for catering to the needs of people in the age group of 60 years and above. Public Provident Fund, on the other hand, is one of the safest long-term and low-risk investment instruments that senior citizen investors find very attractive because of the benefits it offers.

    SCSS Vs PPF: What Suits Best For Senior Citizens?

    Review Your Will Before It’s Too Late

    The next big challenge after wealth creation is the appropriate distribution of it so that your efforts create more prosperity for the generation. An effective and properly thought-out Will does it. 

    Review Your Will Before It’s Too Late

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