
FD & Small Savings
Is It A Good Time To Lock Into Long-Term Fixed Deposits?
The Reserve Bank of India kept the repo rates unchanged for the second time in a row this year. Does this mean the peak of rates and a good time for you to invest in long-term fixed deposits?
Why Debt Funds Along With FDs Could Be An Investment Option For Moderate Risk-Takers
While avenues like the Senior Citizen Saving Scheme (SCSS), higher interest rate fixed deposits, etc., are created for seniors, are debt funds also a suitable investment option? Learn more
Integrating NPS In To Your Investment Portfolio
Incorporating the National Pension Scheme (NPS) into your retirement planning portfolio can significantly enhance your long-term financial security. Here’s how
Life Insurance & Pension Plan
Things To Consider Before Buying An Annuity
Regular income is one of the necessities of life. An annuity for retirement income is a personal choice that depends on your individual circumstances and financial goals.

Points To Consider Before Investing In Equity Mutual Funds
Equity mutual fund investments come with certain risks due to volatility in the stock market, and as such, investors should keep certain factors in mind before making an investment decision
Equity Investing Can Lead To A Financially Secured Retired Life
As life expectancy continues to rise, senior citizens are faced with the challenge of sustaining their finances for an extended retired life. Investing in equity offers higher returns and the potential to combat inflation, while simultaneously providing seniors with a means to grow their wealth and ensure a comfortable retirement for years to come
As life expectancy continues to rise, senior citizens are faced with the challenge of sustaining their finances for an extended retired life. Investing in equity offers higher returns and the potential to combat inflation, while simultaneously providing seniors with a means to grow their wealth and ensure a comfortable retirement for years to come
Equity & Mutual Funds
Should Real Estate Be A Part Of Your Investment Strategy?
As retirement approaches, many senior citizens consider real estate investment as a viable source of income. While it offers potential benefits, such as rental income and the ability to leverage investments, it also comes with risks that need to be weighed in carefully. Here’s how
As retirement approaches, many senior citizens consider real estate investment as a viable source of income. While it offers potential benefits, such as rental income and the ability to leverage investments, it also comes with risks that need to be weighed in carefully. Here’s how
Equity & Mutual Funds
Here’s How You Can Make Your Retirement Beat Inflation Blues
Rising inflation often puts a squeeze on your retirement fund. Hence, it’s important to find out ways to protect this fund. Here’s how.
Rising inflation often puts a squeeze on your retirement fund. Hence, it’s important to find out ways to protect this fund. Here’s how.

National Pension System Vs Old Pension Scheme: Are Withdrawal Rules A Bone Of Contention For Subscribers?
Five state government have reverted to the Old Pension Scheme, and the state government employees are now demanding that their contribution to the National Pension System be reimbursed. But the Centre has refused citing Pension Fund Regulatory and Development Authority rules
NPS: 5 Key Points For Effective Retirement Planning
Retirement planning requires careful consideration of various options and informed decision-making to secure your old age financially. Know more.
Retirement planning requires careful consideration of various options and informed decision-making to secure your old age financially. Know more.
NPS
PFRDA Announces Option For Multiple Annuities Under NPS, Wider Choice For Subscribers
The Pension Fund Regulatory and Development Authority has issued a circular announcing a change to the National Pension System that will allow subscribers to choose multiple annuity schemes from the same annuity service provider at the time of exit
The Pension Fund Regulatory and Development Authority has issued a circular announcing a change to the National Pension System that will allow subscribers to choose multiple annuity schemes from the same annuity service provider at the time of exit
NPS
PFRDA Appoints Ombudsman, Here’s How It Can Help NPS Investors
The Pension Fund Regulatory and Development Authority has appointed an ombudsman to resolve grievances raised by National Pension System subscribers, intermediaries, nodal offices and/or pension funds. The move is expected to enhance investor protection and build investor confidence in the pension sector.
The Pension Fund Regulatory and Development Authority has appointed an ombudsman to resolve grievances raised by National Pension System subscribers, intermediaries, nodal offices and/or pension funds. The move is expected to enhance investor protection and build investor confidence in the pension sector.

Small Finance Banks Take The Lead In FD Rates, FSFB Latest To Offer Over 9% Yield
Fixed deposit schemes have become one of the senior citizens’ most sought-after investment tools, thanks to small finance banks that are offering over 9 per cent interest rates
SCSS Vs PPF: What Suits Best For Senior Citizens?
Senior Citizens Savings Scheme is specifically designed for catering to the needs of people in the age group of 60 years and above. Public Provident Fund, on the other hand, is one of the safest long-term and low-risk investment instruments that senior citizen investors find very attractive because of the benefits it offers.
Senior Citizens Savings Scheme is specifically designed for catering to the needs of people in the age group of 60 years and above. Public Provident Fund, on the other hand, is one of the safest long-term and low-risk investment instruments that senior citizen investors find very attractive because of the benefits it offers.
FD & Small Savings
Maximise Your Savings With Senior Citizen FD Rates
Fixed deposits are a secure investment option with attractive interest rates for senior citizens. Explore the highest FD rates across government banks, private banks, small finance banks, and corporate FDs to maximise your savings. However, also consider factors, such as tenure, credibility, premature withdrawal, senior citizen premium, and tax implications for an informed decision.
Fixed deposits are a secure investment option with attractive interest rates for senior citizens. Explore the highest FD rates across government banks, private banks, small finance banks, and corporate FDs to maximise your savings. However, also consider factors, such as tenure, credibility, premature withdrawal, senior citizen premium, and tax implications for an informed decision.
FD & Small Savings
3 Best Monthly Income Options For Retirees
While the money received from the pension fund can support you through the retirement period, it is advisable to have a regular monthly income from your investment.
While the money received from the pension fund can support you through the retirement period, it is advisable to have a regular monthly income from your investment.

You May Need Adequate Life Insurance Cover Even If You Are A Senior
While the need for life insurance may change as people age, it is still critical for retirees and senior citizens to safeguard their financial goals while looking out for their loved ones
How Does Bima Sugam Simplify Insurance Purchase And Claim Settlement Process For Seniors?
Irdai has initiated the Bima Sugam project in 2022 to bring all insurance products and services under one platform.
Irdai has initiated the Bima Sugam project in 2022 to bring all insurance products and services under one platform.
Life Insurance & Pension Plan
Deferred Annuity Plans: 4 Things To Keep In Mind To Avoid Getting Mis-Sold
It is important to have clarity on how deferred annuity products work and how to avoid the agent’s sales pitch
It is important to have clarity on how deferred annuity products work and how to avoid the agent’s sales pitch
Life Insurance & Pension Plan
Should You Secure Your Retirement With Joint Life Policies In Annuity Plans?
Joint-life annuity plans may offer a stable source of income in your retirement years. Here's what they offer
Joint-life annuity plans may offer a stable source of income in your retirement years. Here's what they offer