Investing Entire NPS Proceeds In Annuities Not A Good Idea; Use Equity MFs To Grow Wealth: Expert

Using the entire NPS proceed towards buying an annuity plan is not recommended as annuities are fully taxable, the rates are low, and payments are fixed. Instead, divide it suitably into annuity, debt, and equity.

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How Can You Pay Loan EMIs With An SWP Plan?

Wouldn’t it be better to use the return earned on your investments to repay your loan EMIs? A systematic withdrawal plan (SWP) can be used to repay the loan EMIs, but you first need to understand how to do it.

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