
News
Highlights Of RBI Policy Announcements: How Changes In Payment Systems, E-RUPI, RuPay Card Will Affect Consumers
RBI has yet again kept the repo rate unchanged at 6.50 per cent, stressing that despite softening in the inflation, it will likely remain above its target through FY23-24
What Is The Tax Liability On Gifts Received?
Seniors may receive gifts from children for their cash flow and other needs, and here’s the taxability.
Want To Gift Ancestral Gold To Your Kin Or Sell It For Cash? Know The Taxation
If you plan to gift your inherited gold jewellery or sell it for some cash flow in your retirement years, then here are the taxation aspect and the capital gains tax provisions you need to be aware of
Financial Planning
5 Retirement Planning Mistakes To Avoid For A Financially Secure Future
Retirement planning is crucial for a financially secure future, and avoiding common mistakes is vital. From procrastination to underestimating expenses, here’re at least five retirement planning mistakes to steer clear of. Read on to learn more.

How To Repay Existing Home Loan After Your Retirement
Usually, banks ensure that home loan tenure does not go beyond the retirement age of borrowers. However, in some cases, this may not be true. This is a tricky situation because you are no more earning a regular income.
Turn Your Finances Around Through Frugal Living
Frugal living is often misunderstood as living a life of deprivation or being cheap. However, it can have profound positive effects on your finances, and overall well-being. Learn more.
Frugal living is often misunderstood as living a life of deprivation or being cheap. However, it can have profound positive effects on your finances, and overall well-being. Learn more.
Financial Planning
How Much Do You Need For Your Retirement? Do The Math And Start Investing
To correctly estimate your retirement amount is undoubtedly the most important question that you will have to grapple with before you start planning for your retirement.
To correctly estimate your retirement amount is undoubtedly the most important question that you will have to grapple with before you start planning for your retirement.
Financial Planning
5 Financial Mistakes To Avoid In Your 40s For A Stress-Free Retirement
Retirement planning is crucial for financial security in your golden age, so avoiding financial mistakes, especially in the last 20 years before retirement, is critical. Learn more.
Retirement planning is crucial for financial security in your golden age, so avoiding financial mistakes, especially in the last 20 years before retirement, is critical. Learn more.

Six Special Income Tax Benefits For Senior And Super Senior Citizens
Senior citizens and super senior citizens have some special income tax benefits available to them under the Income Tax-act, 1961.
3 Points That You Must Consider When Investing To Save Taxes
Investing for a tax-saving purpose need not be a last-minute activity. Senior citizens can't afford to make a mistake in their tax-saving exercise. Understanding various options, selecting the right one, and putting in an appropriate amount should be the outcome of a well-thought-out plan.
Investing for a tax-saving purpose need not be a last-minute activity. Senior citizens can't afford to make a mistake in their tax-saving exercise. Understanding various options, selecting the right one, and putting in an appropriate amount should be the outcome of a well-thought-out plan.
Tax
Tax Considerations When Downsizing: Tips For Senior Citizens Selling Their Homes
Downsizing your home can be a smart financial move for senior citizens looking to boost their retirement savings. However, navigating the tax implications can be challenging. Here are some tax recommendations for elderly people.
Downsizing your home can be a smart financial move for senior citizens looking to boost their retirement savings. However, navigating the tax implications can be challenging. Here are some tax recommendations for elderly people.
Tax
Do Senior Citizens Need To File Income Tax Returns?
Anybody earning more than the exempted income tax is required to pay tax and file their income tax return. But, senior citizens, under certain conditions, may ask for an exemption from filing their tax returns
Anybody earning more than the exempted income tax is required to pay tax and file their income tax return. But, senior citizens, under certain conditions, may ask for an exemption from filing their tax returns

Boosting Health Insurance Coverage After 65: What You Need to Know
Health risk increases as we age, and so adequate insurance coverage is crucial. Here we explore the options available for senior citizens to get possible higher coverage post-65.
Why Getting A Health Policy After Crossing The Age Of 60 Is Tough
As you grow older, the need for extra medical care goes up. It is vital to choose a health policy that covers all your needs and ensures a free and healthy life after the age of 60.
As you grow older, the need for extra medical care goes up. It is vital to choose a health policy that covers all your needs and ensures a free and healthy life after the age of 60.
Health Insurance and Wellness
Factors That Affect The Cost Of Health Insurance For Seniors
In India, seniors face significant challenges in accessing affordable health insurance, leaving them vulnerable to financial hardship in the event of a medical emergency or chronic illness.
In India, seniors face significant challenges in accessing affordable health insurance, leaving them vulnerable to financial hardship in the event of a medical emergency or chronic illness.
Health Insurance and Wellness
5 Tips To Secure Your Health Expenses
Retirement brings a new set of challenges, including healthcare expenses. Here are five tips to help you provide for such expenses after retirement.
Retirement brings a new set of challenges, including healthcare expenses. Here are five tips to help you provide for such expenses after retirement.

5 Things That Senior Citizens Must Mention In Their Will
Over time, planning for the future becomes the topmost priority, especially for senior citizens. Estate planning becomes an important task, meant to be done with utmost care and alertness. Here are some important points that senior citizens should mention while writing a will.
Review Your Will Before It’s Too Late
The next big challenge after wealth creation is the appropriate distribution of it so that your efforts create more prosperity for the generation. An effective and properly thought-out Will does it.
The next big challenge after wealth creation is the appropriate distribution of it so that your efforts create more prosperity for the generation. An effective and properly thought-out Will does it.
Succession
These Documents Are A Must To Avail Pension If EPS 95 Pensioner Dies
Employees’ Pension Scheme or EPS 95 refers to a social security scheme launched by the provident fund body in 1995
Employees’ Pension Scheme or EPS 95 refers to a social security scheme launched by the provident fund body in 1995
Succession
Making A Will: Include Luxury Items To Avoid Family Disputes
Planning for the future and personal finances is crucial for senior citizens. In this regard, including luxury items in a Will can help avoid disputes among family members after the owner's death.
Planning for the future and personal finances is crucial for senior citizens. In this regard, including luxury items in a Will can help avoid disputes among family members after the owner's death.