R Ashwin Retirement Decision: What You Can Learn
Ravichandran Ashwin announced his retirement from international cricket on Wednesday, December 19, 2024. While the announcement was sudden for others, it was not so for the player himself. What lessons can be learned from his decision?
From Beggar To Millionaire: Bharat's Journey Of Consistency And Smart Financial Planning
Financial planning is crucial in any job or profession to achieve a stable and secure life. While long-term financial planning is essential, many struggle to resist spending on things for instant gratification, often finding themselves with little to no savings at the end of the month. Bharat's extraordinary journey highlights the transformative power of hard work, consistency, and financial planning
What Happens To Your Atal Pension Yojana Account If You Miss Paying Monthly Contributions
The Atal Pension Yojana is a guaranteed pension scheme aimed at providing social security to people working in the unorganised sector. Being a voluntary contribution scheme, subscribers sometimes miss making regular payments. But what happens if the payments are missed?
Inoperative EPF Accounts Surge Over 200 Per Cent In Six Years; Funds Soar Over Five Times: How To Claim The Refund
Employees' provident fund account is a social security scheme for people working in the organised sector. However, the account becomes inoperative at retirement or if there is no transaction for three years.
Factors That Can Impact Your Retirement Corpus And What Should You Do To Avoid The Impact
A little deviation in factors such as return on investment, tenure or the size of investment can significantly reduce your retirement corpus size. Can you avoid such a situation and how to protect your planned retirement corpus if you find yourself in it?
Financial Vortex: How Competing Priorities Are Straining Retirement Savings In 2024
From balancing competing demands to providing for family members, paying off debt, and just keep food on the table, many people are finding it difficult to stay focused saving for their retirement
National Education Day: Why Financial Education Is Essential To Reduce Wealth Inequality And Address Longevity Challenges
National Education Day, observed annually on November 11, highlights the critical role that education plays in our lives. It is a day to reflect on the need for good education and enable people to lead meaningful lives
Life Certificate Submission: How To Submit Jeevan Pramaan Patra Online
Submitting a life certificate is an annual exercise for pensioners. Now it is a lot easier because of the option of online submission of life certificates
Why Locking Your Aadhaar Biometrics Is Important, And How To Unlock It
Aadhaar details are used for authentication purposes, including financial and banking services, and accessing different government schemes, among others. Thus, it is important to lock your personal details, including biometric details linked with Aadhaar
Why Delay In Retirement Planning Can Cost You Dearly
A delay of 10 years in retirement planning can cost you nearly Rs 46 lakh.
Voluntary Provident Fund (VPF) Limit For Tax Benefits Could Be Hiked
Any possible increase in the VPF limit for tax-free interest could allow middle-income earners to secure better returns while also maintaining a fair balance in the usage of this scheme
Why You Can’t Ignore A Retirement Plan: Things It Should Take Care Of
Financial literacy is key to empowering individuals to make informed decisions for retirement.
Low Income But Want A Big Retirement Corpus? 3 Tips To Help You
Low income shouldn’t be perceived as a hindrance to building a big retirement corpus. With the right plan and execution, you can create a big corpus.
