As you get older, you need more care for your health. Apart from addressing your regular health issues, you must be more careful about age-related problems. Many health insurance companies also give rewards such as a premium discount to their old-age customers who remain active and pay attention to their health and well-being.

“Healthy living is a lifelong investment, and it’s never too late to start. As we age, taking proactive steps to maintain our well-being becomes increasingly important, impacting the quality of our lives. That’s why we encourage our valued policyholders to embrace a healthy lifestyle, which not only contributes to their overall well-being but can also lead to significant cost savings on health insurance premiums”, says Ashish Yadav, Head of Products, ManipalCigna Health Insurance.

It’s not difficult to stay healthy in your old age; here are five hacks to help you.

Listen To Your Doctor

If you have a health issue, consult your doctor immediately. Never try to use the search engine and become your own doctor; it can be highly risky. Listen to what your doctor suggests and adhere to his advice very strictly.

Take Your Medicines On Time

Medicines may not reverse your age, but they can keep you healthy and allow you to enjoy your life. So, if you have been advised a medication by your doctor, take it timely as per the prescription.

Undergo Regular Health Check-ups

A regular health check-up can help you diagnose and avoid a big adverse health condition that can hit you anytime in the near future. In old age, you can undergo regular health check-ups and take the medicine suggested by your doctor to avoid a particular ailment. Prevention is better than cure; this proverb can be implemented in your old age by undergoing regular health check-ups.

Stay Active

By staying active, you can avoid several ailments you may be susceptible to due to ageing. You can walk or cycle every day. Even 15-30 minutes of regular exercise can keep you fit and healthy. There are many health insurance companies that give discounts on their premiums if the insured person achieves the step counts as per their chart.

Try To Understand What Your Body And Mind Needs

Excess of everything can be harmful; even if you take more food, it can cause several health problems. You need to listen to your body and mind and do exactly what they need and ask you to do. If you feel tired, you should take a rest; if you feel depressed, you may go out and meet with your friends, avoid overeating and enjoy your life.

“Living a healthy life in your senior years can have a profound impact on your financial security. By maintaining a balanced diet, staying physically active, and seeking regular medical check-ups, you can reduce the likelihood of developing serious health conditions. Fewer health issues mean fewer medical expenses, which can translate to lower premiums on your health insurance policies”, adds Yadav.

Staying healthy not only keeps you financially secure but also provides peace of mind, knowing that you’re taking control of your health and your financial future.

The author is an independent financial journalist