After we retire from active professional life, like a job, business, or professional services, the regular cash flow is no more a recurrent event. It stops in most cases

EPFO will allow eligible employees to apply for a higher pension without the earlier mandated proof of joint request from the employer and the employee for enhanced PF contribution.

A big provident fund payout offers different challenges, even though it is a good challenge to have. The challenge is to divide the payout for different purposes after your retirement

While the money received from the pension fund can support you through the retirement period, it is advisable to have a regular monthly income from your investment. 

Your provident fund contribution won’t be liable to income tax if you have contributed for more than five years. You can claim tax benefit on personal loan taken for home purchase. Putting money in a linked account for home loan repayment is equivalent to prepayment