Retirement Planning

National Pension System (NPS) helps subscribers in retirement planning by accumulating a sufficient retirement corpus.

Tax Benefits

Provides deductions up to Rs 1.5 lakh under Section 80 CCD (1) of the Income-tax Act, 1961 along with other tax benefits.

Flexibility 

NPS offers flexibility regarding investment options (active or auto choice), asset classes, and selection of fund managers.

Low-Cost Structure

NPS is known for its low-cost structure as its fund management charges are among the lowest in the industry.

Regulation

NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).

Long-Term Wealth Creation

NPS allows you to benefit from the power of compounding over the long term.

Portability 

The NPS offers portability, which means you can continue the scheme even if you change jobs or locations.

Partial Withdrawals 

NPS allows partial withdrawals for specific purposes like education, medical treatment, and home purchase.Read More