UP Old Age Pension: Know Who Are Eligible And How To Apply
The Uttar Pradesh government provides monthly pensions to senior citizens, destitute women and differently-abled people belonging to economically weaker sections of society.
The Uttar Pradesh government provides monthly pensions to senior citizens, destitute women and differently-abled people belonging to economically weaker sections of society.
UPS: The Middle Way for OPS and NPS
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The Uttar Pradesh government provides monthly pensions to senior citizens from the economically disadvantaged section of the population. Senior citizens, women, and differently-abled people from the economically weaker households are eligible for the pension. The social welfare department of the state government oversees the pension distribution. It has also created an integrated portal to onboard members and address grievances and member queries.
Also Read: 5 ‘Samajik Suraksha’ Pension Schemes To Explore For Retirement
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The scheme aims to provide financial security to people living below the poverty line. Under the scheme, the members get a monthly pension of Rs 500, including senior citizens, destitute women, eligible widows and people with disabilities. Those affected by leprosy get Rs 2,500.
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The members must be over 60 years old and permanent residents of the state, with a net annual income of less than Rs 46,000 in rural areas and around Rs 56,000 in urban areas.
Destitute women, people with disabilities and leprosy patients have specific eligibility criteria to avail of the pension scheme. For instance, destitute women must be a native of the state and aged 18-60, with a net income of less than Rs 2 lakh per annum to be eligible for the pension scheme.
The differently-abled people and leprosy patients applying for the scheme must be a native of the state, and above 18 years old. For handicapped pensions, the minimum disability is 40 per cent, while for leprosy, it is one per cent. The applicant’s net income must be less than Rs 46,080 per annum, and if residing in an urban area, less than Rs 56,460 per annum. Additionally, they must not be beneficiaries of any other state-run social security schemes.
1. Eligible people can apply for the pension through the state government’s integrated online pension portal. The following is the application procedure:
2. Visit the integrated pension portal and click the relevant option: old-age, destitute women, disability and leprosy pension.
3. After selecting the option, an “Apply Online” button will emerge.
4. Click the button and a separate page will open with the application form.
5. Fill the form with relevant details, like age, address, bank information, employment status, etc.
6. Upload the supporting documents, input the captcha, select the relevant sections for updates and notification, tick the self-declaration box at the end, and click the “Submit” button.
The application process is complete. You will be notified about your application status via email or you can check the status on the online portal.
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It is important to have clarity on how deferred annuity products work and how to avoid the agent’s sales pitch
While choosing these instruments, seniors should match their lock-in needs, liquidity, return expectation and risk appetite in sync with their financial goals.
Did you know that there are types of pensions plan available for your retirement? You have to choose the right one as per your requirements, risk appetites and tax efficiency
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