Rajasthan Pension Scheme For Senior Citizens: Know The Benefits And Eligibility
The Rajasthan government provides pensions to senior citizens, widows, and disabled people under the Rajasthan Social Security Pension (RAJSSP) scheme.
The Rajasthan government provides pensions to senior citizens, widows, and disabled people under the Rajasthan Social Security Pension (RAJSSP) scheme.
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The Rajasthan government runs the Rajasthan Social Security Pension (RAJSSP) scheme for older people, widows, and disabled people belonging to the weaker sections of society which is also known as the Rajasthan Pension Scheme. As per official data, it has over 90 lakh beneficiaries, of which around 59 lakh are senior citizens, 22 lakh destitute women, 6.5 lakh people with disability, and around 2.3 lakh old farmers.
This scheme is in addition to central aid provided under the National Social Assistance Programme (NSAP). Here are the eligibility criteria and the process to avail of the scheme.
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Seniors get up to Rs 1,000 in monthly pension once registered under the scheme.
Also Read: 5 Pension And Investment Schemes For Senior Citizens Backed By Government
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The eligible persons are identified by the ‘Patwari’ and ‘Tehsildar’, who submit their report to the government: Sub Divisional Officer (SDO) in urban areas and Block Development Officer (BDO) in the rural areas. However, people in need can apply for pension benefits on their own through the RAJSSP mobile application or by visiting the E-Mitra kiosks in the state.
The applicant must provide income proof, age proof, ID and address proof, bank account details, and a photograph along with the application. Once the authorities verify the details, the pension is disbursed either directly into the bank account or post office savings account or sent through a money order to the pensioner’s address. The process may take up to 90 days to complete.
Other social security pensions that older people can avail of:
Destitute Women Pension: Widows aged under 75 with an income of up to Rs 48,000 a year can apply for a monthly pension of Rs 1,000; those 75 and older get Rs 1,500 per month. The minimum age for the scheme is 18 years; there is no maximum age.
Disability Pension: A person of any age with 40 percent or more disability, dwarfs (three feet six inches), etc., is eligible for this lifetime pension. Their income should not be more than Rs 60,000 a year. The pension amount ranges from Rs 1,000 to Rs 2,500, depending on the age and disability, according to the government website.
Old-Age Farmer Pension: The minimum age is 58 years and above for males and 55 years and above for females. The pension amount is Rs 1,000 per month.
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To ensure a successful death claim process, it is vital for the policy holder to submit all the necessary papers and provide clarifications, if any, to avoid delays and probes later. Death claim proceeds are usually tax-exempt.
The non-linked, non-participating individual pension plan is available in 16, 18 and 20-year terms with options of regular and single premium
Tax efficiency can play an important role when you choose a retirement plan. Do you know how insurance retirement plans are taxed?
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