Family Pension: Can An Adopted Child Avail Of It After Pensioner’s Death?
A family pension is offered to the eligible family members of a deceased government employee as per the Central Civil Service (Pension) rules. Learn more.
A family pension is offered to the eligible family members of a deceased government employee as per the Central Civil Service (Pension) rules. Learn more.
Digitisation of the Pension application process
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The family members of a deceased government pensioner, such as a spouse, are eligible for family pension. However, can an adopted child avail of it when the parent or the pensioner passes away? The Panjab and Haryana High Court recently clarified the matter while hearing a petition from an adopted child of a deceased pensioner requesting access to monthly family pensions. According to a TOI report, Justice Tribhuvan Dahiya, while ruling in the petitioner’s favour, stated that family pensions cannot be denied to legally adopted children regardless of the date of adoption. In this case, the deceased pensioner had adopted the petitioner after retirement.
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Vikas Kumar, who hails from Jhajjar in Haryana, moved to court after the state government rejected his pension application in 2019. He had asked for the release of the family pension from 2012 until he reached 25. After retiring from the military service in 1970, his father joined the Haryana government as a home guard the following year. He retired from that job in July 1987. However, in 2000, he adopted Vikas (the petitioner), and in 2011, he passed away.
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Under Rule 54 of the Central Civil Service (Pension) Rules, family members such as spouses, children, parents, and disabled siblings are eligible for pensions.
Here are some rules regarding the eligibility of family members for pension.
Spouse: A spouse is eligible for pension until death or re-marriage. Also, a widow will be eligible for a family pension if the person is childless and re-marries and the total income is less than the minimum family pension and dearness allowance.
Parents: Dependent parents are also eligible for family pensions after their children pass away, provided they do not have a spouse or children. The mother will be the first eligible person; after her death, the father will receive a pension for life.
Disabled Siblings: A disabled sibling is eligible for family pensions if they were fully dependent on their deceased sibling, provided the person does not have a spouse, children, or parents.
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Note: Those receiving family pensions must report them in their income tax return (ITR) under the head “Income from other sources”, according to the Income-tax Act, 1961.
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Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) is a voluntary pension scheme for the unorganised sector workers. Learn more.
The non-linked, non-participating individual pension plan is available in 16, 18 and 20-year terms with options of regular and single premium
Regular income is one of the necessities of life. An annuity for retirement income is a personal choice that depends on your individual circumstances and financial goals.
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