Wouldn’t it be better to use the return earned on your investments to repay your loan EMIs? A systematic withdrawal plan (SWP) can be used to repay the loan EMIs, but you first need to understand how to do it.

The National Pension System (NPS) is a government-backed small savings scheme for retirement. It allows a lumpsum withdrawal of up to 60 per cent at age 60.

With a Systematic Withdrawal Plan (SWP),the investor can choose the amount and time of withdrawal—monthly, quarterly or yearly, providing flexibility and ease.

Both systematic withdrawal plans (SWPs) and dividend schemes in mutual funds provide cash flows, but which one should senior citizens opt for? 

Find out how seniors can secure a stable and worry-free retirement by unlocking the power of passive income. Here are some smart strategies

After we retire from active professional life, like a job, business, or professional services, the regular cash flow is no more a recurrent event. It stops in most cases