A Senior Citizen Savings Scheme (SCSS) provides regular cash flows, while a Senior Citizen Savings Account offers flexibility in deposits and other benefits. Learn more.

Regardless of age and financial background, an emergency fund is vital to deal with an unexpected crisis. Learn more

A senior citizen savings account may offer additional features like higher interest rate, premium debit card, free demat account, wealth management solution, doorstep banking facility, etc.

Most retirees believe that a safe retirement portfolio should comprise 100 per cent of fixed income instruments. The reason being that fixed income vehicles can generate post-retirement income.