Saving money to fulfil your requirements and a financially secure retirement is fine, but few habits may create discomfort and void, rather than actually save you money. Here are four such reasons why these money-saving habits aren’t worth the effort when it comes to your retirement planning

You may think of investing and saving later to splurge the money now and have fun. But that later comes a little too late. The result is you start investing large sums in risky assets to cover up for the lost time, which does not help

As many older people live well beyond their 80s in the country, it's critical to consider the risks that retirees should avoid for a stress-free life.