Why Is Liquidity Management Vital In Retirement Planning?
Retirement planning involves ensuring sufficient financial corpus for old age, as well as adequate cash flow, risk coverage, and liquidity.
Retirement planning involves ensuring sufficient financial corpus for old age, as well as adequate cash flow, risk coverage, and liquidity.
Post Office Time Deposit Scheme is a short-term investment avenue that allows senior citizens to grow their money while staying liquid.
The National Pension System (NPS) is a market-linked pension savings instrument with variable returns, while the Public Provident Fund (PPF) offers fixed returns set by the government.
With a plethora of product options for gold consumers, should senior citizens consider buying digital gold, and what are the things they should keep in mind?
Sovereign Gold Bond (SGB) offers guaranteed interest income and zero tax on capital gains on maturity, two key benefits for senior citizens. Learn more.
Several factors need to be kept in mind when selecting a regular income instrument for senior citizens, such as return, risk, tenure, lock-in requirement, etc.
Cash flow is a critical aspect of retirement planning. While there are several income options post-retirement, seniors can also consider investments in Real Estate Investment Trusts (REITs).
PFRDA has changed the withdrawal rule for subscribers of the National Pension System (NPS) to allow automated periodic withdrawals from the NPS corpus fund.
As the gig economy expands, where job-hopping and moonlighting are common, people’s incomes have become increasingly unpredictable, making retirement planning a challenge.
The National Pension System is a social security scheme for all, whether working in organised or unorganised sectors. However, with no tax benefits in the new tax regime, is it beneficial? Read on to know more
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