You must learn some essential financial lessons to make your retirement journey better and safer.

When you avail of more than one insurance policy, it is called a split policy. Splitting the insurance policy can help the insured with greater flexibility in planning their insurance cover.

While other situations can be postponed, a medical emergency must be attended to on priority, so seniors should surely have a separate emergency fund

Usually, banks ensure that home loan tenure does not go beyond the retirement age of borrowers. However, in some cases, this may not be true. This is a tricky situation because you are no more earning a regular income.