Maintaining a steady cash flow and preserving wealth are critical post-retirement.Here’s how you can approach these two factors.

The traditional 4 per cent rule offers a valuable starting point for retirement planning but falls short in accommodating the diverse economic realities and personal circumstances faced by today’s retirees.

Despite having a big retirement corpus, you may fall short of meeting your retirement expenses if you are not ready with the right budgeting steps. So, planning your budget after retirement is crucial.

The Reserve Bank of India (RBI) has kept the repo rate unchanged for the eighth time in a row, so what does it mean for senior citizens and other retail investors? Learn more.

Inflation is working 24x7 to deplete your hard-earned savings. Inflation is the rate at which purchasing power of currency erodes. So, how to ensure that the retirement corpus that you have planned for your retirement remains inflation-proof?

Inflation is a vital part of retirement planning, as any increase or decrease in price can affect your corpus and, eventually, your financial goals, especially if there is a significant spike. Learn more.

To ensure financial security at retirement, consider investing in assets that have historically provided inflation-beating returns, such as mutual funds, stocks, real estate, etc.

While assumptions are necessary when making future income calculations, they should also be reasonable. Too high or too low expectations can both be unfavourable.

RBI’s floating rate bonds are investment instruments where one can invest a minimum of Rs 1,000 without any upper limit and earn regular interest every six months.

The return on investments is usually directly related to the risk involved in it. So, if you want higher returns, normally you have to take a higher risk as well. However, there are a few safe investment avenues that have the potential to offer high returns and they can be very attractive to senior investors, too