When you avail of more than one insurance policy, it is called a split policy. Splitting the insurance policy can help the insured with greater flexibility in planning their insurance cover.

Health expenses can be a significant issue in old age if not prepared well, so a health insurance plan can provide the financial cushion for such emergencies post-retirement.

The Asian Development Bank’s (ADB) ‘Aging Well in Asia’ report emphasises the need to expand health coverage for India's growing elderly population.

Universal Health Coverage Day draws attention to rising medical costs and the importance of insurance coverage. Getting a health policy is crucial to retirement planning.