Financial planners can be your aid if you don’t have sufficient knowledge in the market or in matters of tax, retirement and estate planning, which you will have to deal with at some point.

Most Indians do retirement planning themselves, but if they want professional help, they can approach insurance agents, banks, mutual fund distributors, etc., for financial advice.

People can go a long way in retirement planning if they consider it a roadmap towards financial freedom or a happy outcome at the end of their long, gruelling working life