Historical data shows that investments in an equity mutual fund via a SIP plan can give positive returns after seven years and even higher returns when held for a more extended period.

In the Union Budget 2024-25, the government increased the capital gains tax on both short- and long-term gains. Here’s what experts say.

Senior citizens can open a new savings bank account for online investments in mutual funds and other assets to minimise the risk of fraud and should opt for ultra-short-term funds post-retirement.

Using the entire NPS proceed towards buying an annuity plan is not recommended as annuities are fully taxable, the rates are low, and payments are fixed. Instead, divide it suitably into annuity, debt, and equity.

NPS investors have many investment options depending on their risk profile and income. So, choose wisely to make the most from your investments.

Tax exemptions on pension and annuity products and term life insurance plans incentivise taxpayers to save for retirement, so enhancing the tax benefits will encourage more people to do so, says an expert.

Investors should gradually reduce their equity exposure and increase debt allocations with age to ensure capital appreciation and steady income; MF ratings shouldn’t be a factor for buying

IPOs can be an option for senior citizens to earn a good return, but they need to keep some crucial points in mind before they go ahead

Selection of assets in an investment portfolio is critical for post-retirement income. While gold assets bring stability to the portfolio, how much you should hold them is a big question. Learn More.

In the National Pension System (NPS), you can choose a Pension Fund Manager (PFM) from multiple options, each with its own approach to managing pension funds.