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Ignoring Inflation
Inflation depreciates the value of money, so you may fall short of funds if your investment returns fail to beat the rate of price rise.
Planning
Plan your budget in such a way that you can meet all your expenses from the returns post-retirement.
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Borrow Wisely
Borrowing can be a good tool for meeting a temporary financial shortfall, but you must not depend on it completely.
Contingency Fund
A contingency fund can help you overcome a financial emergency, so safeguard it for the rainy days.
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Review Expenses
Post-retirement budgeting should be reviewed regularly to adjust to changes in your expenses and income.
Compiled By Himani Verma
5 Gold Investment Avenues To Consider For Retirement
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Health Insurers To Decide On Cashless Authorisation Within One Hour Of Claim Request: IRDAI
The Insurance Regulatory and Development Authority (Irdai) revoked 55 previously issued circulars and has issued a master circular providing strict timelines for cashless claim settlement in health Insurance.
Kerala Govt Assures Unaffected Salary And Pension Disbursement Amid Financial Crisis
State Finance Minister K.N. Balagopal said that a maximum withdrawal limit of Rs 50,000 per day has been imposed to mitigate potential banking system disruptions.
RERA Registration: What Homebuyers Can Face If Developers Don’t Have Up-To-Date Papers
Homebuyers may face legal and financial implications if the developer or the real estate agent from whom they buy a property does not have a valid RERA registration and license.
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