Ignoring Inflation 

Inflation depreciates the value of money, so you may fall short of funds if your investment returns fail to beat the rate of price rise. 

Planning

Plan your budget in such a way that you can meet all your expenses from the returns post-retirement.

Borrow Wisely 

Borrowing can be a good tool for meeting a temporary financial shortfall, but you must not depend on it completely. 

Contingency Fund

A contingency fund can help you overcome a financial emergency, so safeguard it for the rainy days.

Review Expenses

Post-retirement budgeting should be reviewed regularly to adjust to changes in your expenses and income.

Compiled By Himani Verma

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