Bank of India (BOI), UCO Bank, and Jana Small Finance Bank revised their fixed deposit (FD) interest rates during the week ending on September 28, 2024. The State Bank of India (SBI) has extended the last date of its special FD ‘SBI Amrit Kalash’ to March 31, 2025, as per its website. The earlier deadline was September 30, 2024. The Amrit Kalash FD is for 400 days and offers 7.60 per cent interest to senior citizens. In a notification on its website, SBI said the Amrit Kalash scheme will be valid till March 31, 2025.

Here are the FD interest rates details of the three banks.

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Bank of India (BOI):

The bank revised its FD interest rates on September 27, 2024. The rates are the same for senior and super senior citizens for ‘less than 180 days’ FD tenures. For 180 days and above, it is 0.15 per cent extra for super senior citizens over the senior citizens’ rates. Here are the rates the bank offers to senior citizens:

· 6.50 per cent for 180 days to less than one year

· 7.30 per cent for one year

· 7.80 per cent for 400 days

· 7.30 per cent for two years

· 7.25 per cent for above two years to less than five years

· 6.75 per cent for five years to 10 years.

Super Senior citizens will have 0.15 per cent additional interest over these rates.

UCO Bank:

The bank offers 0.25 per cent additional rates FDs to senior citizens for ‘up to one year FDs’ and 0.50 per cent for ‘more than one year FDs’ over the rates available to the general public. The general public revised rates are:

· 5.00 per cent for 151 to 180 days

· 5.50 per cent for 181 to 332 days

· 7.30 per cent for 333 days

· 5.50 per cent for 334 to 364 days

· 6.50 per cent for one year to 399 days

· 7.05 per cent for 400 days

· 6.50 per cent for 401 days to two years

· 6.30 per cent for above two years to three years

· 6.20 per cent for above three years to five years

· 6.10 per cent for above two years to three years.

The bank revised the rates on September 24, 2024.

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Jana Small Finance Bank:

This small finance bank revised the rates on FDs on September 27, 2024, and offers a maximum of 8.75 per cent to senior citizens. The rates for senior citizens are:

· 7.00 per cent for 91 to 180 days

· 8.50 per cent for 181 to 364 days

· 8.75 per cent for 365 days

· 8.75 per cent for more than one year to two years (730 days)

· 8.75 per cent for more than two years to three years (1095 days)

· 7.75 per cent for more than three years to less than five years

· 7.75 per cent for five years (1825 days)

· 7.00 per cent for more than five years to 10 years.