A senior citizen has three investable options in the low-to-medium risk category post-retirement but they must carefully scrutinise them for suitability.

Should an NPS subscriber die prematurely or interstate, here’s a step-by-step process by which his/her legal heirs or nominees can claim the accumulated sum hassle-free.

Here’s how to set up a systematic investment plan (SIP) for an NPS account (Tier I and Tier II) online (D-Remit) or offline (NPS POP) and the cost applicable for both the process.

‘Managed’ alternatives can potentially deliver superior returns; the probability of the latter being endorsed by a discerning and active section of the investing public is fairly high.