Irdai asks insurers not to demand insurance premiums from customers when submitting the proposal form, except where immediate risk cover is provided.

Whether you are applying for a loan, a credit card, or even looking to rent a house, a healthy credit score can be the difference between approval and rejection

While there is a growing trend of “financialisation” of savings, many Indians have not yet joined the bandwagon due to a lack of spare cash or concerns. So, small SIPs could be an answer to low-income investors

Investors can raise a complaint on the depositories’ investor grievance portal if their demat account is frozen. But what should you do if the depository staff does not satisfactorily resolve your grievance

UPI Circle is a feature that enables a UPI user to act as a primary user who links with trusted secondary users on the UPI App for either partial or complete delegation of payments.

Senior citizens often struggle to keep up with tech upgrades and could be prone to such errors. Here’s what you should do if you have sent money to the wrong UPI ID.

The compound annual growth rate (CAGR) of MFs has doubled that of bank deposits (BD) at 20.5 per cent in the past 10 years, whereas for BD, it was 10.3 per cent, BoB data shows.

An EPF account becomes inactive when it does notreceive contributions for 36 straight months. This can happen for various reasons, such as a change of employment or retirement.

Section 80D of the Income Tax Act offers deductions for health insurance premiums and medical expenses incurred on senior citizens.

The BJP promised to extend the Ayushman Bharat coverage to people aged 70 and above during polls, but the 2024 Budget is silent on that, says an expert.

The old pension scheme may be desirable for one class of people, but it will be a disaster for the rest, so not feasible, says Finance Secretary T.V. Somanathan.

Union Budget 2024-25: In the coming two years, the government will reimburse employers up to Rs 3,000 per month for each additional employee’s EPFO contributions. 

India’s pension sector is on a positive trajectory, the economic survey notes but achieving comprehensive coverage and financial security for all requires sustained effort and collaboration across various sectors.

From additional tax rebates to promoting group pension plans for MSMEs, here are some key expectations to boost people’s savings and retirement planning.

The senior living housing market in India mainly caters to the upper-mid and high-end price segments; however, developers are looking for ways to make assisted living affordable to all.

Most insurance policies today cover telemedicine services for the elderly. Could wearables be included in such plans? Know what the expert says

Section 139 of the Income Tax Act governs the filing of income tax returns by every individual with income above the basic exemption limit.

Investments in Small and Medium REITs can offer unique benefits but come with their own set of risks. Here’s a look at whether SM REITs should be a part of your retirement portfolio

SM REITs primarily focus on high-quality commercial spaces with ticket sizes starting from Rs 10 lakh to attract retail investors.

Have you thought about your health insurance post-retirement? Amid rising medical inflation, consider these 5 reasons why you must ensure a good plan for healthcare needs after retirement.

Updating nominee details in mutual funds along with a Will or succession planning can help the nominee or successor get easy access to the investments in the event of death of the investor

The demand for buying term insurance plans from India among NRI customers in the 18-60 age group, mainly from the US, UK, Canada, UAE, and Singapore, has grown 130 per cent year-over-year.

Investing through a systematic investment plan (SIP) early on will help you build wealth brick by brick towards a robust retirement corpus.

Amit and Priya both aim to retire at 60 and invest in a retirement fund. One starts investing at 25, the other at 40. Let’s see how the power of compounding works for each of them.

Working mothers, mompreneurs, homemakers, and single moms all have a unique set of advice to guide you toward achieving financial independence and planning for retirement.

The saying ‘Early bird catches the worm’ is also true for retirement planning, as investing early can help you achieve financial goals in each phase of your life.